Call reports 2018
CAPE & COAST BANK — 2018
What CAPE & COAST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 924,792,000 | 941,950,000 | 925,240,000 | 931,608,000 |
| Total loans | 815,201,000 | 836,160,000 | 818,325,000 | 814,721,000 |
| Allowance for loan losses | 7,859,000 | 7,860,000 | 7,810,000 | 7,590,000 |
| Securities available for sale | 31,477,000 | 29,672,000 | 28,352,000 | 27,910,000 |
| Securities held to maturity | 13,538,000 | 18,793,000 | 24,121,000 | 29,699,000 |
| Trading assets | 0 | 55,000 | 33,000 | 281,000 |
| Total deposits | 790,519,000 | 810,116,000 | 802,827,000 | 793,441,000 |
| Interest-bearing deposits | 733,334,000 | 744,855,000 | 737,995,000 | 735,150,000 |
| Noninterest-bearing deposits | 57,185,000 | 65,261,000 | 64,832,000 | 58,291,000 |
| Equity capital | 85,461,000 | 87,075,000 | 88,812,000 | 90,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,497,000 | 17,178,000 | 26,129,000 | 35,184,000 |
| Interest expense | 1,244,000 | 2,577,000 | 3,999,000 | 5,498,000 |
| Net interest income | 7,253,000 | 14,601,000 | 22,130,000 | 29,686,000 |
| Noninterest income | 981,000 | 1,960,000 | 2,900,000 | 4,348,000 |
| Noninterest expense | 7,825,000 | 13,784,000 | 19,906,000 | 26,286,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,608,000 | 3,979,000 | 6,326,000 | 8,953,000 |
| Income tax | 327,000 | 933,000 | 1,515,000 | 2,138,000 |
| Net income | 1,281,000 | 3,046,000 | 4,811,000 | 6,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,455,000 | 87,221,000 | 88,986,000 | 90,990,000 |
| Total capital | 93,759,000 | 95,528,000 | 97,283,000 | 98,996,000 |
| Risk-weighted assets | 649,017,000 | 663,275,000 | 648,857,000 | 645,795,000 |