Call reports 2017
CAPE & COAST BANK — 2017
What CAPE & COAST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 878,329,000 | 903,745,000 | 932,136,000 | 921,290,000 |
| Total loans | 767,578,000 | 791,134,000 | 810,062,000 | 803,791,000 |
| Allowance for loan losses | 7,144,000 | 7,360,000 | 7,514,000 | 7,590,000 |
| Securities available for sale | 38,498,000 | 37,844,000 | 39,629,000 | 34,961,000 |
| Securities held to maturity | 16,244,000 | 15,585,000 | 14,783,000 | 14,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 736,439,000 | 763,581,000 | 793,447,000 | 795,437,000 |
| Interest-bearing deposits | 681,968,000 | 698,868,000 | 725,956,000 | 736,243,000 |
| Noninterest-bearing deposits | 54,471,000 | 64,713,000 | 67,491,000 | 59,194,000 |
| Equity capital | 82,121,000 | 83,345,000 | 84,642,000 | 85,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,431,000 | 15,145,000 | 23,144,000 | 31,373,000 |
| Interest expense | 1,087,000 | 2,237,000 | 3,437,000 | 4,650,000 |
| Net interest income | 6,344,000 | 12,908,000 | 19,707,000 | 26,723,000 |
| Noninterest income | 626,000 | 1,671,000 | 2,662,000 | 3,767,000 |
| Noninterest expense | 5,366,000 | 11,305,000 | 16,968,000 | 22,625,000 |
| Provision for loan losses | 91,000 | 141,000 | 391,000 | 391,000 |
| Pretax income | 1,496,000 | 3,122,000 | 5,045,000 | 7,738,000 |
| Income tax | 576,000 | 1,181,000 | 1,890,000 | 3,475,000 |
| Net income | 920,000 | 1,941,000 | 3,155,000 | 4,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,070,000 | 82,090,000 | 83,305,000 | 84,175,000 |
| Total capital | 89,160,000 | 90,427,000 | 91,867,000 | 92,825,000 |
| Risk-weighted assets | 605,872,000 | 626,516,000 | 644,637,000 | 637,247,000 |