Call reports 2016
CAPE & COAST BANK — 2016
What CAPE & COAST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 828,087,000 | 847,360,000 | 875,553,000 | 886,585,000 |
| Total loans | 724,370,000 | 727,985,000 | 737,753,000 | 753,954,000 |
| Allowance for loan losses | 7,264,000 | 7,288,000 | 7,149,000 | 7,149,000 |
| Securities available for sale | 43,819,000 | 45,195,000 | 43,890,000 | 38,739,000 |
| Securities held to maturity | 4,930,000 | 6,758,000 | 9,635,000 | 14,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,050,000 | 694,307,000 | 727,276,000 | 738,608,000 |
| Interest-bearing deposits | 619,701,000 | 641,104,000 | 670,674,000 | 657,547,000 |
| Noninterest-bearing deposits | 46,349,000 | 53,203,000 | 56,602,000 | 81,061,000 |
| Equity capital | 78,361,000 | 79,441,000 | 80,516,000 | 80,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,182,000 | 14,318,000 | 21,551,000 | 28,846,000 |
| Interest expense | 1,087,000 | 2,158,000 | 3,245,000 | 4,363,000 |
| Net interest income | 6,095,000 | 12,160,000 | 18,306,000 | 24,483,000 |
| Noninterest income | 741,000 | 1,535,000 | 2,595,000 | 3,305,000 |
| Noninterest expense | 5,284,000 | 10,783,000 | 16,331,000 | 21,814,000 |
| Provision for loan losses | 152,000 | 152,000 | 159,000 | 224,000 |
| Pretax income | 1,438,000 | 2,798,000 | 4,480,000 | 5,819,000 |
| Income tax | 516,000 | 984,000 | 1,597,000 | 2,045,000 |
| Net income | 922,000 | 1,814,000 | 2,883,000 | 3,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,298,000 | 78,189,000 | 79,259,000 | 80,150,000 |
| Total capital | 85,274,000 | 86,200,000 | 87,196,000 | 88,205,000 |
| Risk-weighted assets | 595,862,000 | 590,091,000 | 592,472,000 | 598,159,000 |