Call reports 2015
CAPE & COAST BANK — 2015
What CAPE & COAST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 803,435,000 | 833,687,000 | 819,935,000 | 842,086,000 |
| Total loans | 697,956,000 | 725,705,000 | 707,596,000 | 727,664,000 |
| Allowance for loan losses | 6,965,000 | 7,363,000 | 6,877,000 | 7,135,000 |
| Securities available for sale | 54,170,000 | 52,612,000 | 49,420,000 | 47,028,000 |
| Securities held to maturity | 0 | 2,018,000 | 2,912,000 | 5,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,290,000 | 618,719,000 | 640,158,000 | 667,063,000 |
| Interest-bearing deposits | 544,615,000 | 575,888,000 | 593,652,000 | 621,418,000 |
| Noninterest-bearing deposits | 39,675,000 | 42,831,000 | 46,506,000 | 45,645,000 |
| Equity capital | 75,028,000 | 75,767,000 | 76,620,000 | 77,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,814,000 | 13,755,000 | 20,826,000 | 27,939,000 |
| Interest expense | 1,085,000 | 2,189,000 | 3,319,000 | 4,430,000 |
| Net interest income | 5,729,000 | 11,566,000 | 17,507,000 | 23,509,000 |
| Noninterest income | 869,000 | 1,913,000 | 2,896,000 | 3,827,000 |
| Noninterest expense | 5,060,000 | 10,061,000 | 15,373,000 | 20,693,000 |
| Provision for loan losses | 216,000 | 622,000 | 662,000 | 1,124,000 |
| Pretax income | 1,322,000 | 2,864,000 | 4,452,000 | 5,603,000 |
| Income tax | 454,000 | 1,018,000 | 1,570,000 | 1,966,000 |
| Net income | 868,000 | 1,846,000 | 2,882,000 | 3,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,608,000 | 74,585,000 | 75,621,000 | 76,376,000 |
| Total capital | 81,352,000 | 82,547,000 | 83,087,000 | 84,205,000 |
| Risk-weighted assets | 574,057,000 | 588,026,000 | 577,493,000 | 597,183,000 |