Call reports 2014
CAPE & COAST BANK — 2014
What CAPE & COAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 708,997,000 | 745,395,000 | 757,539,000 | 789,626,000 |
| Total loans | 606,363,000 | 629,674,000 | 650,259,000 | 681,645,000 |
| Allowance for loan losses | 6,345,000 | 6,507,000 | 6,619,000 | 6,740,000 |
| Securities available for sale | 45,783,000 | 56,015,000 | 53,977,000 | 54,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,533,000 | 554,956,000 | 579,019,000 | 575,664,000 |
| Interest-bearing deposits | 517,722,000 | 518,195,000 | 538,459,000 | 539,451,000 |
| Noninterest-bearing deposits | 33,811,000 | 36,761,000 | 40,560,000 | 36,213,000 |
| Equity capital | 72,171,000 | 73,009,000 | 73,674,000 | 74,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,233,000 | 12,540,000 | 19,129,000 | 25,811,000 |
| Interest expense | 974,000 | 1,971,000 | 3,056,000 | 4,159,000 |
| Net interest income | 5,259,000 | 10,569,000 | 16,073,000 | 21,652,000 |
| Noninterest income | 408,000 | 1,207,000 | 1,943,000 | 2,521,000 |
| Noninterest expense | 4,653,000 | 9,613,000 | 14,598,000 | 19,577,000 |
| Provision for loan losses | 83,000 | 456,000 | 654,000 | 1,165,000 |
| Pretax income | 940,000 | 1,750,000 | 2,814,000 | 3,495,000 |
| Income tax | 296,000 | 547,000 | 900,000 | 1,106,000 |
| Net income | 644,000 | 1,203,000 | 1,914,000 | 2,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,995,000 | 71,554,000 | 72,265,000 | 72,739,000 |
| Total capital | 77,807,000 | 78,636,000 | 79,408,000 | 80,174,000 |
| Risk-weighted assets | 491,532,000 | 508,361,000 | 514,544,000 | 544,460,000 |