Call reports 2013
CAPE & COAST BANK — 2013
What CAPE & COAST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 694,610,000 | 689,550,000 | 704,419,000 | 705,354,000 |
| Total loans | 569,137,000 | 582,644,000 | 586,707,000 | 602,437,000 |
| Allowance for loan losses | 6,099,000 | 6,176,000 | 6,158,000 | 6,340,000 |
| Securities available for sale | 43,479,000 | 43,076,000 | 43,660,000 | 45,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,297,000 | 540,279,000 | 557,541,000 | 553,115,000 |
| Interest-bearing deposits | 507,965,000 | 509,233,000 | 522,208,000 | 521,130,000 |
| Noninterest-bearing deposits | 28,332,000 | 31,046,000 | 35,333,000 | 31,985,000 |
| Equity capital | 69,630,000 | 70,223,000 | 70,757,000 | 71,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,093,000 | 12,155,000 | 18,269,000 | 24,389,000 |
| Interest expense | 1,272,000 | 2,474,000 | 3,563,000 | 4,602,000 |
| Net interest income | 4,821,000 | 9,681,000 | 14,706,000 | 19,787,000 |
| Noninterest income | 1,463,000 | 2,532,000 | 3,293,000 | 4,100,000 |
| Noninterest expense | 4,139,000 | 8,515,000 | 13,088,000 | 17,692,000 |
| Provision for loan losses | 699,000 | 866,000 | 999,000 | 1,586,000 |
| Pretax income | 1,447,000 | 2,852,000 | 4,067,000 | 4,765,000 |
| Income tax | 501,000 | 984,000 | 1,392,000 | 1,597,000 |
| Net income | 946,000 | 1,868,000 | 2,675,000 | 3,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,128,000 | 69,050,000 | 69,858,000 | 70,351,000 |
| Total capital | 74,409,000 | 75,486,000 | 76,312,000 | 77,081,000 |
| Risk-weighted assets | 463,472,000 | 475,128,000 | 479,093,000 | 490,451,000 |