Call reports 2012
CAPE & COAST BANK — 2012
What CAPE & COAST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 660,848,000 | 672,451,000 | 685,028,000 | 689,308,000 |
| Total loans | 552,809,000 | 562,496,000 | 562,312,000 | 571,896,000 |
| Allowance for loan losses | 5,885,000 | 6,168,000 | 5,943,000 | 5,957,000 |
| Securities available for sale | 49,618,000 | 46,097,000 | 43,513,000 | 41,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,795,000 | 490,739,000 | 519,101,000 | 523,653,000 |
| Interest-bearing deposits | 472,633,000 | 465,719,000 | 491,017,000 | 494,971,000 |
| Noninterest-bearing deposits | 23,162,000 | 25,020,000 | 28,084,000 | 28,682,000 |
| Equity capital | 63,778,000 | 65,349,000 | 67,174,000 | 68,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,389,000 | 12,779,000 | 19,224,000 | 25,526,000 |
| Interest expense | 1,315,000 | 2,659,000 | 4,006,000 | 5,325,000 |
| Net interest income | 5,074,000 | 10,120,000 | 15,218,000 | 20,201,000 |
| Noninterest income | 587,000 | 1,886,000 | 3,076,000 | 4,610,000 |
| Noninterest expense | 3,649,000 | 7,347,000 | 10,972,000 | 14,880,000 |
| Provision for loan losses | 572,000 | 803,000 | 803,000 | 948,000 |
| Pretax income | 1,508,000 | 3,917,000 | 6,562,000 | 9,029,000 |
| Income tax | 525,000 | 1,393,000 | 2,381,000 | 3,292,000 |
| Net income | 983,000 | 2,524,000 | 4,181,000 | 5,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,429,000 | 63,970,000 | 65,627,000 | 67,183,000 |
| Total capital | 68,338,000 | 70,010,000 | 71,771,000 | 73,379,000 |
| Risk-weighted assets | 448,861,000 | 463,015,000 | 464,017,000 | 468,405,000 |