Call reports 2011
CAPE & COAST BANK — 2011
What CAPE & COAST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 598,974,000 | 619,102,000 | 631,772,000 | 642,623,000 |
| Total loans | 481,894,000 | 498,258,000 | 508,542,000 | 534,370,000 |
| Allowance for loan losses | 5,991,000 | 5,860,000 | 5,693,000 | 5,742,000 |
| Securities available for sale | 57,686,000 | 58,681,000 | 54,889,000 | 50,303,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,083,000 | 467,886,000 | 483,891,000 | 484,028,000 |
| Interest-bearing deposits | 440,107,000 | 446,933,000 | 460,708,000 | 461,599,000 |
| Noninterest-bearing deposits | 18,976,000 | 20,953,000 | 23,183,000 | 22,429,000 |
| Equity capital | 58,737,000 | 60,307,000 | 61,195,000 | 62,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,290,000 | 12,554,000 | 18,809,000 | 25,099,000 |
| Interest expense | 1,532,000 | 3,015,000 | 4,453,000 | 5,795,000 |
| Net interest income | 4,758,000 | 9,539,000 | 14,356,000 | 19,304,000 |
| Noninterest income | 243,000 | 866,000 | 1,422,000 | 2,361,000 |
| Noninterest expense | 3,616,000 | 6,800,000 | 10,474,000 | 14,029,000 |
| Provision for loan losses | 389,000 | 389,000 | 389,000 | 711,000 |
| Pretax income | 997,000 | 3,276,000 | 5,076,000 | 7,100,000 |
| Income tax | 320,000 | 1,162,000 | 1,803,000 | 2,531,000 |
| Net income | 677,000 | 2,114,000 | 3,273,000 | 4,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,563,000 | 58,990,000 | 60,150,000 | 61,446,000 |
| Total capital | 63,035,000 | 64,507,000 | 65,465,000 | 67,043,000 |
| Risk-weighted assets | 412,419,000 | 417,365,000 | 421,701,000 | 438,013,000 |