Call reports 2010
CAPE & COAST BANK — 2010
What CAPE & COAST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 588,116,000 | 580,785,000 | 586,271,000 | 593,360,000 |
| Total loans | 472,987,000 | 460,553,000 | 465,425,000 | 481,606,000 |
| Allowance for loan losses | 7,153,000 | 6,444,000 | 6,323,000 | 6,238,000 |
| Securities available for sale | 61,338,000 | 60,914,000 | 64,627,000 | 59,168,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,925,000 | 446,500,000 | 460,912,000 | 456,348,000 |
| Interest-bearing deposits | 424,173,000 | 425,395,000 | 441,000,000 | 437,563,000 |
| Noninterest-bearing deposits | 17,752,000 | 21,105,000 | 19,912,000 | 18,785,000 |
| Equity capital | 52,688,000 | 54,209,000 | 56,386,000 | 57,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,780,000 | 13,484,000 | 20,024,000 | 26,430,000 |
| Interest expense | 1,821,000 | 3,586,000 | 5,242,000 | 6,871,000 |
| Net interest income | 4,959,000 | 9,898,000 | 14,782,000 | 19,559,000 |
| Noninterest income | 784,000 | 1,427,000 | 2,224,000 | 3,361,000 |
| Noninterest expense | 3,223,000 | 6,052,000 | 8,866,000 | 11,869,000 |
| Provision for loan losses | 462,000 | 462,000 | 462,000 | 474,000 |
| Pretax income | 2,028,000 | 4,816,000 | 7,679,000 | 10,578,000 |
| Income tax | 774,000 | 1,841,000 | 2,935,000 | 4,035,000 |
| Net income | 1,254,000 | 2,975,000 | 4,744,000 | 6,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,598,000 | 53,279,000 | 55,088,000 | 56,887,000 |
| Total capital | 56,929,000 | 58,353,000 | 60,356,000 | 62,263,000 |
| Risk-weighted assets | 411,600,000 | 404,513,000 | 408,483,000 | 414,722,000 |