Call reports 2002
CAPE & COAST BANK — 2002
What CAPE & COAST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 306,905,000 | 316,615,000 | 333,285,000 | 333,595,000 |
| Total loans | 220,792,000 | 223,770,000 | 220,015,000 | 233,668,000 |
| Allowance for loan losses | 2,346,000 | 2,411,000 | 2,477,000 | 2,547,000 |
| Securities available for sale | 53,767,000 | 56,885,000 | 79,405,000 | 71,656,000 |
| Securities held to maturity | 1,926,000 | 1,924,000 | 1,925,000 | 1,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,684,000 | 269,212,000 | 285,380,000 | 281,814,000 |
| Interest-bearing deposits | 242,689,000 | 249,879,000 | 262,503,000 | 261,153,000 |
| Noninterest-bearing deposits | 17,995,000 | 19,333,000 | 22,877,000 | 20,661,000 |
| Equity capital | 27,383,000 | 28,666,000 | 29,880,000 | 31,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,461,000 | 8,978,000 | 13,476,000 | 17,947,000 |
| Interest expense | 2,063,000 | 4,083,000 | 6,035,000 | 7,815,000 |
| Net interest income | 2,398,000 | 4,895,000 | 7,441,000 | 10,132,000 |
| Noninterest income | 290,000 | 659,000 | 996,000 | 1,485,000 |
| Noninterest expense | 1,630,000 | 3,217,000 | 4,774,000 | 6,348,000 |
| Provision for loan losses | 110,000 | 178,000 | 247,000 | 316,000 |
| Pretax income | 895,000 | 2,106,000 | 3,363,000 | 4,900,000 |
| Income tax | 301,000 | 681,000 | 1,095,000 | 1,606,000 |
| Net income | 594,000 | 1,425,000 | 2,268,000 | 3,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,753,000 | 27,584,000 | 28,427,000 | 29,453,000 |
| Total capital | 29,459,000 | 30,263,000 | 31,062,000 | 32,212,000 |
| Risk-weighted assets | 184,056,000 | 189,000,000 | 193,481,000 | 199,421,000 |