Call reports 2001
CAPE & COAST BANK — 2001
What CAPE & COAST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 294,465,000 | 304,882,000 | 302,972,000 | 307,395,000 |
| Total loans | 216,027,000 | 213,242,000 | 212,165,000 | 215,678,000 |
| Allowance for loan losses | 1,995,000 | 2,079,000 | 2,154,000 | 2,248,000 |
| Securities available for sale | 45,028,000 | 45,648,000 | 46,425,000 | 46,912,000 |
| Securities held to maturity | 1,930,000 | 1,930,000 | 1,926,000 | 1,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,309,000 | 251,194,000 | 256,577,000 | 260,602,000 |
| Interest-bearing deposits | 228,017,000 | 232,470,000 | 240,397,000 | 242,697,000 |
| Noninterest-bearing deposits | 13,292,000 | 18,724,000 | 16,180,000 | 17,905,000 |
| Equity capital | 24,784,000 | 25,541,000 | 26,221,000 | 27,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,133,000 | 10,255,000 | 15,097,000 | 19,733,000 |
| Interest expense | 2,842,000 | 5,667,000 | 8,459,000 | 10,775,000 |
| Net interest income | 2,291,000 | 4,588,000 | 6,638,000 | 8,958,000 |
| Noninterest income | 181,000 | 394,000 | 665,000 | 1,028,000 |
| Noninterest expense | 1,476,000 | 2,788,000 | 4,132,000 | 5,546,000 |
| Provision for loan losses | 270,000 | 355,000 | 426,000 | 513,000 |
| Pretax income | 727,000 | 1,840,000 | 2,746,000 | 3,928,000 |
| Income tax | 307,000 | 710,000 | 1,033,000 | 1,424,000 |
| Net income | 420,000 | 1,130,000 | 1,713,000 | 2,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,075,000 | 24,786,000 | 25,368,000 | 26,159,000 |
| Total capital | 26,473,000 | 27,310,000 | 27,855,000 | 28,757,000 |
| Risk-weighted assets | 168,261,000 | 170,572,000 | 172,701,000 | 175,180,000 |