Call reports 2025
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,410,763,000 | 5,710,461,000 | 5,678,884,000 | 5,850,740,000 |
| Total loans | 3,845,873,000 | 4,091,275,000 | 4,122,677,000 | 4,207,426,000 |
| Allowance for loan losses | 23,794,000 | 25,409,000 | 28,505,000 | 24,019,000 |
| Securities available for sale | 452,566,000 | 463,274,000 | 527,870,000 | 628,167,000 |
| Securities held to maturity | 298,214,000 | 290,374,000 | 284,859,000 | 279,057,000 |
| Trading assets | 9,580,000 | 9,063,000 | 8,529,000 | 3,991,000 |
| Total deposits | 4,509,737,000 | 4,801,726,000 | 4,754,040,000 | 4,874,811,000 |
| Interest-bearing deposits | 3,313,000,000 | 3,595,172,000 | 3,656,039,000 | 3,755,798,000 |
| Noninterest-bearing deposits | 1,196,737,000 | 1,206,554,000 | 1,098,001,000 | 1,119,013,000 |
| Equity capital | 473,588,000 | 481,369,000 | 507,214,000 | 514,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 68,947,000 | 139,623,000 | 213,980,000 | 287,242,000 |
| Interest expense | 32,654,000 | 66,666,000 | 102,505,000 | 136,241,000 |
| Net interest income | 36,293,000 | 72,957,000 | 111,475,000 | 151,001,000 |
| Noninterest income | 5,115,000 | 10,552,000 | 16,087,000 | 21,532,000 |
| Noninterest expense | 14,254,000 | 28,377,000 | 42,420,000 | 55,763,000 |
| Provision for loan losses | -456,000 | 1,845,000 | 5,307,000 | 1,839,000 |
| Pretax income | 29,090,000 | 55,223,000 | 81,594,000 | 116,171,000 |
| Income tax | 7,507,000 | 14,448,000 | 21,484,000 | 30,396,000 |
| Net income | 21,583,000 | 40,775,000 | 60,110,000 | 85,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 494,088,000 | 498,635,000 | 518,337,000 | 524,287,000 |
| Total capital | 523,424,000 | 529,357,000 | 552,831,000 | 554,744,000 |
| Risk-weighted assets | 4,437,339,000 | 4,653,635,000 | 4,611,744,000 | 4,699,181,000 |