Call reports 2023
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2023
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,516,111,000 | 4,512,686,000 | 4,546,964,000 | 4,724,876,000 |
| Total loans | 3,160,864,000 | 3,260,354,000 | 3,343,650,000 | 3,257,611,000 |
| Allowance for loan losses | 23,677,000 | 23,821,000 | 24,605,000 | 28,476,000 |
| Securities available for sale | 361,185,000 | 376,670,000 | 398,645,000 | 367,975,000 |
| Securities held to maturity | 283,382,000 | 279,663,000 | 324,961,000 | 321,981,000 |
| Trading assets | 10,623,000 | 14,169,000 | 17,720,000 | 11,439,000 |
| Total deposits | 3,727,841,000 | 3,875,753,000 | 3,850,032,000 | 4,003,773,000 |
| Interest-bearing deposits | 2,513,967,000 | 2,826,239,000 | 2,977,932,000 | 2,803,135,000 |
| Noninterest-bearing deposits | 1,213,874,000 | 1,049,514,000 | 872,100,000 | 1,200,638,000 |
| Equity capital | 379,104,000 | 383,002,000 | 382,072,000 | 421,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 51,595,000 | 106,312,000 | 167,074,000 | 227,891,000 |
| Interest expense | 20,202,000 | 43,424,000 | 71,231,000 | 100,465,000 |
| Net interest income | 31,393,000 | 62,888,000 | 95,843,000 | 127,426,000 |
| Noninterest income | 6,267,000 | 11,531,000 | 18,065,000 | 23,010,000 |
| Noninterest expense | 12,874,000 | 26,293,000 | 39,832,000 | 57,206,000 |
| Provision for loan losses | 2,416,000 | 3,311,000 | 5,215,000 | 9,150,000 |
| Pretax income | 22,256,000 | 46,034,000 | 69,933,000 | 85,351,000 |
| Income tax | 5,921,000 | 12,309,000 | 18,709,000 | 22,583,000 |
| Net income | 16,335,000 | 33,725,000 | 51,224,000 | 62,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 399,116,000 | 416,904,000 | 434,674,000 | 441,563,000 |
| Total capital | 428,951,000 | 445,562,000 | 464,310,000 | 474,973,000 |
| Risk-weighted assets | 3,757,162,000 | 3,800,477,000 | 3,951,609,000 | 3,856,194,000 |