Call reports 2020
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2020
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,065,427,000 | 3,192,341,000 | 3,377,313,000 | 3,851,734,000 |
| Total loans | 2,039,833,000 | 2,169,151,000 | 2,269,894,000 | 2,340,770,000 |
| Allowance for loan losses | 19,499,000 | 25,084,000 | 25,334,000 | 21,953,000 |
| Securities available for sale | 399,499,000 | 358,881,000 | 313,722,000 | 265,336,000 |
| Securities held to maturity | 116,160,000 | 95,422,000 | 65,399,000 | 68,449,000 |
| Trading assets | 8,176,000 | 8,845,000 | 8,326,000 | 6,865,000 |
| Total deposits | 2,638,049,000 | 2,764,256,000 | 2,946,184,000 | 3,386,732,000 |
| Interest-bearing deposits | 1,783,163,000 | 1,756,408,000 | 1,820,088,000 | 1,885,361,000 |
| Noninterest-bearing deposits | 854,886,000 | 1,007,848,000 | 1,126,096,000 | 1,501,371,000 |
| Equity capital | 280,231,000 | 280,815,000 | 291,713,000 | 302,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 26,590,000 | 49,686,000 | 71,122,000 | 92,911,000 |
| Interest expense | 5,859,000 | 9,600,000 | 12,343,000 | 14,619,000 |
| Net interest income | 20,731,000 | 40,086,000 | 58,779,000 | 78,292,000 |
| Noninterest income | 4,923,000 | 8,284,000 | 10,750,000 | 13,184,000 |
| Noninterest expense | 9,903,000 | 21,499,000 | 31,297,000 | 40,234,000 |
| Provision for loan losses | 6,512,000 | 15,742,000 | 16,094,000 | 13,820,000 |
| Pretax income | 9,187,000 | 11,132,000 | 22,123,000 | 37,436,000 |
| Income tax | 2,402,000 | 2,908,000 | 1,718,000 | 5,545,000 |
| Net income | 6,785,000 | 8,224,000 | 20,405,000 | 31,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,089,000 | 257,565,000 | 270,160,000 | 280,852,000 |
| Total capital | 271,455,000 | 279,974,000 | 292,754,000 | 300,427,000 |
| Risk-weighted assets | 2,351,273,000 | 2,346,970,000 | 2,488,849,000 | 2,578,487,000 |