Call reports 2015
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2015
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,415,771,000 | 1,419,735,000 | 1,511,378,000 | 1,617,715,000 |
| Total loans | 1,043,626,000 | 1,103,806,000 | 1,107,979,000 | 1,142,761,000 |
| Allowance for loan losses | 8,220,000 | 8,478,000 | 8,971,000 | 9,024,000 |
| Securities available for sale | 153,146,000 | 173,992,000 | 174,173,000 | 127,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 85,626,000 |
| Trading assets | 618,000 | 361,000 | 751,000 | 558,000 |
| Total deposits | 1,248,505,000 | 1,228,375,000 | 1,316,700,000 | 1,407,632,000 |
| Interest-bearing deposits | 826,854,000 | 804,894,000 | 796,892,000 | 794,450,000 |
| Noninterest-bearing deposits | 421,651,000 | 423,481,000 | 519,808,000 | 613,182,000 |
| Equity capital | 134,614,000 | 135,921,000 | 139,949,000 | 142,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,068,000 | 22,306,000 | 33,331,000 | 44,751,000 |
| Interest expense | 707,000 | 1,468,000 | 2,333,000 | 3,227,000 |
| Net interest income | 10,361,000 | 20,838,000 | 30,998,000 | 41,524,000 |
| Noninterest income | 953,000 | 1,957,000 | 3,108,000 | 4,067,000 |
| Noninterest expense | 6,536,000 | 12,701,000 | 19,559,000 | 25,854,000 |
| Provision for loan losses | -339,000 | -357,000 | 39,000 | 151,000 |
| Pretax income | 5,147,000 | 10,483,000 | 14,547,000 | 19,625,000 |
| Income tax | 1,941,000 | 3,969,000 | 5,502,000 | 7,419,000 |
| Net income | 3,206,000 | 6,514,000 | 9,045,000 | 12,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,237,000 | 123,665,000 | 126,305,000 | 129,514,000 |
| Total capital | 128,782,000 | 132,459,000 | 135,579,000 | 138,890,000 |
| Risk-weighted assets | 1,213,523,000 | 1,250,198,000 | 1,272,030,000 | 1,322,001,000 |