Call reports 2009
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2009
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 785,660,000 | 829,434,000 | 846,858,000 | 898,809,000 |
| Total loans | 574,290,000 | 597,853,000 | 557,745,000 | 570,432,000 |
| Allowance for loan losses | 4,570,000 | 4,681,000 | 5,416,000 | 5,231,000 |
| Securities available for sale | 88,643,000 | 83,996,000 | 99,241,000 | 123,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,999,000 | 701,564,000 | 720,159,000 | 779,557,000 |
| Interest-bearing deposits | 608,163,000 | 646,082,000 | 661,264,000 | 712,648,000 |
| Noninterest-bearing deposits | 52,836,000 | 55,482,000 | 58,895,000 | 66,909,000 |
| Equity capital | 72,610,000 | 73,177,000 | 74,032,000 | 74,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,314,000 | 17,132,000 | 26,924,000 | 35,786,000 |
| Interest expense | 3,558,000 | 7,086,000 | 10,411,000 | 13,255,000 |
| Net interest income | 4,756,000 | 10,046,000 | 16,513,000 | 22,531,000 |
| Noninterest income | 377,000 | 909,000 | 1,513,000 | 1,730,000 |
| Noninterest expense | 3,308,000 | 6,994,000 | 10,322,000 | 14,358,000 |
| Provision for loan losses | 1,854,000 | 2,119,000 | 6,192,000 | 7,174,000 |
| Pretax income | -72,000 | 2,129,000 | 1,799,000 | 3,016,000 |
| Income tax | -64,000 | 746,000 | 584,000 | 1,013,000 |
| Net income | -8,000 | 1,383,000 | 1,215,000 | 2,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,785,000 | 58,327,000 | 58,283,000 | 59,166,000 |
| Total capital | 71,386,000 | 73,038,000 | 73,730,000 | 64,416,000 |
| Risk-weighted assets | 637,103,000 | 641,210,000 | 589,610,000 | 606,105,000 |