Call reports 2008
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2008
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 707,370,000 | 708,845,000 | 672,007,000 | 741,152,000 |
| Total loans | 497,756,000 | 522,129,000 | 525,271,000 | 552,043,000 |
| Allowance for loan losses | 3,478,000 | 3,780,000 | 3,617,000 | 3,517,000 |
| Securities available for sale | 68,266,000 | 113,640,000 | 78,806,000 | 46,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,965,000 | 569,306,000 | 565,482,000 | 610,655,000 |
| Interest-bearing deposits | 515,059,000 | 517,890,000 | 517,248,000 | 549,317,000 |
| Noninterest-bearing deposits | 50,906,000 | 51,416,000 | 48,234,000 | 61,338,000 |
| Equity capital | 72,315,000 | 68,486,000 | 71,005,000 | 72,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,249,000 | 17,697,000 | 26,283,000 | 34,673,000 |
| Interest expense | 4,739,000 | 8,935,000 | 12,866,000 | 16,720,000 |
| Net interest income | 4,510,000 | 8,762,000 | 13,417,000 | 17,953,000 |
| Noninterest income | 840,000 | 1,985,000 | 2,448,000 | 3,281,000 |
| Noninterest expense | 2,884,000 | 5,837,000 | 8,809,000 | 12,083,000 |
| Provision for loan losses | 316,000 | 969,000 | 1,747,000 | 1,747,000 |
| Pretax income | 2,044,000 | 3,835,000 | 5,698,000 | 7,600,000 |
| Income tax | 739,000 | 1,396,000 | 2,086,000 | 2,790,000 |
| Net income | 1,305,000 | 2,439,000 | 3,612,000 | 4,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,767,000 | 54,614,000 | 55,971,000 | 56,640,000 |
| Total capital | 60,276,000 | 58,425,000 | 59,618,000 | 64,187,000 |
| Risk-weighted assets | 553,676,000 | 577,415,000 | 569,623,000 | 605,972,000 |