Call reports 2007
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2007
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 743,920,000 | 719,527,000 | 690,110,000 | 668,009,000 |
| Total loans | 509,212,000 | 516,203,000 | 506,501,000 | 474,281,000 |
| Allowance for loan losses | 3,329,000 | 3,322,000 | 3,379,000 | 3,331,000 |
| Securities available for sale | 145,950,000 | 132,690,000 | 126,025,000 | 96,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,037,000 | 623,693,000 | 579,888,000 | 571,688,000 |
| Interest-bearing deposits | 598,070,000 | 573,605,000 | 528,075,000 | 513,314,000 |
| Noninterest-bearing deposits | 54,967,000 | 50,088,000 | 51,813,000 | 58,374,000 |
| Equity capital | 70,367,000 | 70,437,000 | 73,984,000 | 71,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,697,000 | 23,641,000 | 35,354,000 | 46,063,000 |
| Interest expense | 6,770,000 | 13,357,000 | 19,615,000 | 25,100,000 |
| Net interest income | 4,927,000 | 10,284,000 | 15,739,000 | 20,963,000 |
| Noninterest income | 449,000 | 831,000 | 1,250,000 | 1,708,000 |
| Noninterest expense | 3,056,000 | 5,901,000 | 8,636,000 | 11,466,000 |
| Provision for loan losses | 300,000 | 240,000 | 447,000 | 588,000 |
| Pretax income | 2,020,000 | 4,984,000 | 7,916,000 | 10,648,000 |
| Income tax | 718,000 | 1,781,000 | 2,831,000 | 3,781,000 |
| Net income | 1,302,000 | 3,203,000 | 5,085,000 | 6,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,848,000 | 57,940,000 | 60,023,000 | 56,278,000 |
| Total capital | 59,198,000 | 61,283,000 | 63,423,000 | 59,639,000 |
| Risk-weighted assets | 583,385,000 | 585,821,000 | 562,737,000 | 543,963,000 |