Call reports 2006
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2006
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 720,936,000 | 714,163,000 | 717,780,000 | 745,334,000 |
| Total loans | 431,989,000 | 436,865,000 | 467,541,000 | 480,887,000 |
| Allowance for loan losses | 3,224,000 | 3,101,000 | 3,156,000 | 3,172,000 |
| Securities available for sale | 183,415,000 | 202,136,000 | 158,932,000 | 167,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,297,000 | 626,721,000 | 629,589,000 | 657,365,000 |
| Interest-bearing deposits | 577,456,000 | 573,908,000 | 579,247,000 | 602,119,000 |
| Noninterest-bearing deposits | 55,841,000 | 52,813,000 | 50,342,000 | 55,246,000 |
| Equity capital | 67,784,000 | 66,719,000 | 66,255,000 | 68,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,869,000 | 20,691,000 | 31,929,000 | 43,638,000 |
| Interest expense | 5,286,000 | 11,107,000 | 17,359,000 | 24,081,000 |
| Net interest income | 4,583,000 | 9,584,000 | 14,570,000 | 19,557,000 |
| Noninterest income | 439,000 | 931,000 | 1,385,000 | 1,716,000 |
| Noninterest expense | 2,852,000 | 5,729,000 | 8,613,000 | 11,385,000 |
| Provision for loan losses | 167,000 | 330,000 | 505,000 | 671,000 |
| Pretax income | 2,013,000 | 4,435,000 | 6,803,000 | 9,183,000 |
| Income tax | 730,000 | 1,613,000 | 2,456,000 | 3,321,000 |
| Net income | 1,283,000 | 2,822,000 | 4,347,000 | 5,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,618,000 | 54,892,000 | 51,900,000 | 53,595,000 |
| Total capital | 56,873,000 | 58,024,000 | 55,086,000 | 56,788,000 |
| Risk-weighted assets | 521,264,000 | 519,047,000 | 526,640,000 | 546,631,000 |