Call reports 2005
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2005
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 588,007,000 | 639,785,000 | 661,561,000 | 694,276,000 |
| Total loans | 407,638,000 | 411,106,000 | 422,895,000 | 416,505,000 |
| Allowance for loan losses | 3,194,000 | 3,173,000 | 3,222,000 | 3,282,000 |
| Securities available for sale | 93,977,000 | 57,730,000 | 123,610,000 | 146,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,445,000 | 552,975,000 | 581,905,000 | 610,443,000 |
| Interest-bearing deposits | 471,590,000 | 506,083,000 | 528,041,000 | 555,522,000 |
| Noninterest-bearing deposits | 46,855,000 | 46,892,000 | 53,864,000 | 54,921,000 |
| Equity capital | 59,418,000 | 61,967,000 | 64,032,000 | 62,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,011,000 | 14,697,000 | 23,052,000 | 32,237,000 |
| Interest expense | 2,772,000 | 6,198,000 | 10,286,000 | 14,931,000 |
| Net interest income | 4,239,000 | 8,499,000 | 12,766,000 | 17,306,000 |
| Noninterest income | 479,000 | 962,000 | 1,583,000 | 2,011,000 |
| Noninterest expense | 2,786,000 | 5,259,000 | 7,846,000 | 10,413,000 |
| Provision for loan losses | 191,000 | 520,000 | 906,000 | 950,000 |
| Pretax income | 1,741,000 | 3,751,000 | 5,677,000 | 8,034,000 |
| Income tax | 648,000 | 1,395,000 | 2,099,000 | 2,962,000 |
| Net income | 1,093,000 | 2,356,000 | 3,578,000 | 5,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,580,000 | 45,914,000 | 48,221,000 | 47,458,000 |
| Total capital | 47,774,000 | 49,087,000 | 51,443,000 | 50,770,000 |
| Risk-weighted assets | 447,225,000 | 456,373,000 | 478,813,000 | 483,331,000 |