Call reports 2003
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2003
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 193,462,000 | 217,091,000 | 229,415,000 | 255,393,000 |
| Total loans | 132,511,000 | 153,920,000 | 159,804,000 | 169,594,000 |
| Allowance for loan losses | 870,000 | 998,000 | 1,082,000 | 1,200,000 |
| Securities available for sale | 20,725,000 | 31,272,000 | 39,604,000 | 51,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,915,000 | 194,936,000 | 206,450,000 | 232,274,000 |
| Interest-bearing deposits | 166,068,000 | 184,794,000 | 195,845,000 | 221,260,000 |
| Noninterest-bearing deposits | 8,847,000 | 10,142,000 | 10,605,000 | 11,014,000 |
| Equity capital | 16,592,000 | 18,198,000 | 18,886,000 | 20,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,228,000 | 4,677,000 | 7,346,000 | 10,250,000 |
| Interest expense | 1,024,000 | 2,059,000 | 3,127,000 | 4,255,000 |
| Net interest income | 1,204,000 | 2,618,000 | 4,219,000 | 5,995,000 |
| Noninterest income | 336,000 | 1,119,000 | 1,531,000 | 1,764,000 |
| Noninterest expense | 1,118,000 | 2,297,000 | 3,394,000 | 4,329,000 |
| Provision for loan losses | 152,000 | 312,000 | 597,000 | 902,000 |
| Pretax income | 313,000 | 1,195,000 | 1,815,000 | 2,584,000 |
| Income tax | 103,000 | 422,000 | 638,000 | 907,000 |
| Net income | 210,000 | 773,000 | 1,177,000 | 1,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,533,000 | 18,096,000 | 19,250,000 | 20,525,000 |
| Total capital | 17,403,000 | 19,094,000 | 20,388,000 | 21,780,000 |
| Risk-weighted assets | 155,299,000 | 177,892,000 | 188,463,000 | 203,030,000 |