Call reports 2002
NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2002
What NORTHBROOK BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 116,972,000 | 133,595,000 | 163,714,000 | 185,388,000 |
| Total loans | 78,636,000 | 91,542,000 | 101,226,000 | 115,588,000 |
| Allowance for loan losses | 461,000 | 556,000 | 658,000 | 770,000 |
| Securities available for sale | 12,185,000 | 14,891,000 | 21,780,000 | 33,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,703,000 | 119,221,000 | 145,505,000 | 165,283,000 |
| Interest-bearing deposits | 99,402,000 | 111,879,000 | 138,087,000 | 156,613,000 |
| Noninterest-bearing deposits | 5,301,000 | 7,342,000 | 7,418,000 | 8,670,000 |
| Equity capital | 10,801,000 | 13,120,000 | 16,027,000 | 16,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 3,113,000 | 4,924,000 | 6,971,000 |
| Interest expense | 763,000 | 1,603,000 | 2,585,000 | 3,633,000 |
| Net interest income | 666,000 | 1,510,000 | 2,339,000 | 3,338,000 |
| Noninterest income | 131,000 | 253,000 | 503,000 | 1,058,000 |
| Noninterest expense | 733,000 | 1,446,000 | 2,317,000 | 3,260,000 |
| Provision for loan losses | 96,000 | 201,000 | 315,000 | 438,000 |
| Pretax income | -35,000 | 113,000 | 210,000 | 689,000 |
| Income tax | -19,000 | 32,000 | 55,000 | 225,000 |
| Net income | -16,000 | 81,000 | 155,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,943,000 | 13,188,000 | 16,014,000 | 16,323,000 |
| Total capital | 11,404,000 | 13,744,000 | 16,672,000 | 17,093,000 |
| Risk-weighted assets | 91,165,000 | 106,643,000 | 126,001,000 | 138,013,000 |