Call reports 2021
STATE BANK OF ARCADIA — 2021
What STATE BANK OF ARCADIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 210,515,000 | 212,471,000 | 210,645,000 |
| Total loans | 89,969,000 | 87,293,000 | 87,412,000 |
| Allowance for loan losses | 1,122,000 | 1,120,000 | 1,114,000 |
| Securities available for sale | 52,986,000 | 63,987,000 | 63,530,000 |
| Securities held to maturity | 2,512,000 | 2,101,000 | 1,830,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 187,793,000 | 189,284,000 | 190,865,000 |
| Interest-bearing deposits | 146,260,000 | 151,137,000 | 150,456,000 |
| Noninterest-bearing deposits | 41,533,000 | 38,147,000 | 40,409,000 |
| Equity capital | 22,331,000 | 22,735,000 | 19,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 1,362,000 | 2,630,000 | 3,947,000 |
| Interest expense | 204,000 | 397,000 | 588,000 |
| Net interest income | 1,158,000 | 2,233,000 | 3,359,000 |
| Noninterest income | 49,000 | 98,000 | 225,000 |
| Noninterest expense | 759,000 | 1,517,000 | 2,343,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 448,000 | 814,000 | 1,241,000 |
| Income tax | 0 | -32,000 | 18,000 |
| Net income | 448,000 | 846,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 19,887,000 | 20,284,000 | 17,150,000 |
| Total capital | 20,910,000 | 21,259,000 | 18,129,000 |
| Risk-weighted assets | 81,771,000 | 77,860,000 | 78,192,000 |