Call reports 2020
STATE BANK OF ARCADIA — 2020
What STATE BANK OF ARCADIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 180,057,000 | 197,395,000 | 194,634,000 | 207,409,000 |
| Total loans | 93,516,000 | 93,165,000 | 92,780,000 | 90,315,000 |
| Allowance for loan losses | 1,101,000 | 1,113,000 | 1,125,000 | 1,123,000 |
| Securities available for sale | 16,308,000 | 12,688,000 | 16,153,000 | 20,501,000 |
| Securities held to maturity | 4,808,000 | 3,816,000 | 3,545,000 | 2,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,252,000 | 174,135,000 | 170,955,000 | 184,706,000 |
| Interest-bearing deposits | 123,011,000 | 136,440,000 | 136,486,000 | 145,803,000 |
| Noninterest-bearing deposits | 34,241,000 | 37,695,000 | 34,469,000 | 38,903,000 |
| Equity capital | 22,367,000 | 22,825,000 | 23,207,000 | 22,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,765,000 | 4,038,000 | 5,240,000 |
| Interest expense | 324,000 | 581,000 | 816,000 | 1,036,000 |
| Net interest income | 1,129,000 | 2,184,000 | 3,222,000 | 4,204,000 |
| Noninterest income | 57,000 | 115,000 | 169,000 | 217,000 |
| Noninterest expense | 726,000 | 1,438,000 | 2,187,000 | 2,888,000 |
| Provision for loan losses | 10,000 | 24,000 | 25,000 | 24,000 |
| Pretax income | 450,000 | 838,000 | 1,180,000 | 1,510,000 |
| Income tax | 8,000 | 23,000 | -25,000 | -11,000 |
| Net income | 442,000 | 815,000 | 1,205,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,483,000 | 19,857,000 | 20,247,000 | 19,439,000 |
| Total capital | 20,523,000 | 20,905,000 | 21,261,000 | 20,439,000 |
| Risk-weighted assets | 83,112,000 | 83,801,000 | 80,972,000 | 79,864,000 |