Call reports 2019
STATE BANK OF ARCADIA — 2019
What STATE BANK OF ARCADIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,790,000 | 173,314,000 | 173,543,000 | 178,874,000 |
| Total loans | 97,062,000 | 95,672,000 | 94,200,000 | 93,680,000 |
| Allowance for loan losses | 1,109,000 | 1,104,000 | 1,093,000 | 1,091,000 |
| Securities available for sale | 25,660,000 | 24,324,000 | 24,725,000 | 23,232,000 |
| Securities held to maturity | 8,997,000 | 7,974,000 | 6,831,000 | 5,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,471,000 | 150,570,000 | 150,515,000 | 156,332,000 |
| Interest-bearing deposits | 122,925,000 | 124,323,000 | 122,452,000 | 124,626,000 |
| Noninterest-bearing deposits | 28,546,000 | 26,247,000 | 28,063,000 | 31,706,000 |
| Equity capital | 21,822,000 | 22,190,000 | 22,420,000 | 22,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,934,000 | 4,417,000 | 5,873,000 |
| Interest expense | 344,000 | 718,000 | 1,108,000 | 1,481,000 |
| Net interest income | 1,115,000 | 2,216,000 | 3,309,000 | 4,392,000 |
| Noninterest income | 58,000 | 124,000 | 194,000 | 253,000 |
| Noninterest expense | 699,000 | 1,487,000 | 2,245,000 | 3,104,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 29,000 |
| Pretax income | 450,000 | 829,000 | 1,236,000 | 1,864,000 |
| Income tax | 10,000 | 17,000 | 32,000 | 20,000 |
| Net income | 440,000 | 812,000 | 1,204,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,238,000 | 19,460,000 | 19,652,000 | 19,342,000 |
| Total capital | 20,320,000 | 20,529,000 | 20,716,000 | 20,390,000 |
| Risk-weighted assets | 85,844,000 | 84,815,000 | 84,277,000 | 83,796,000 |