Call reports 2018
STATE BANK OF ARCADIA — 2018
What STATE BANK OF ARCADIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,565,000 | 173,930,000 | 173,429,000 | 180,518,000 |
| Total loans | 97,140,000 | 98,170,000 | 99,074,000 | 97,395,000 |
| Allowance for loan losses | 1,077,000 | 1,091,000 | 1,092,000 | 1,090,000 |
| Securities available for sale | 23,528,000 | 23,663,000 | 23,362,000 | 24,557,000 |
| Securities held to maturity | 13,325,000 | 11,970,000 | 11,865,000 | 10,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,285,000 | 152,169,000 | 151,482,000 | 158,660,000 |
| Interest-bearing deposits | 124,656,000 | 124,560,000 | 124,329,000 | 125,073,000 |
| Noninterest-bearing deposits | 25,629,000 | 27,609,000 | 27,153,000 | 33,586,000 |
| Equity capital | 20,868,000 | 21,224,000 | 21,356,000 | 21,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,726,000 | 4,145,000 | 5,631,000 |
| Interest expense | 230,000 | 493,000 | 775,000 | 1,089,000 |
| Net interest income | 1,112,000 | 2,233,000 | 3,370,000 | 4,542,000 |
| Noninterest income | 56,000 | 126,000 | 190,000 | 249,000 |
| Noninterest expense | 721,000 | 1,560,000 | 2,367,000 | 3,289,000 |
| Provision for loan losses | 8,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 439,000 | 775,000 | 1,169,000 | 1,478,000 |
| Income tax | 10,000 | -19,000 | -12,000 | 20,000 |
| Net income | 429,000 | 794,000 | 1,181,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,568,000 | 18,935,000 | 19,121,000 | 18,998,000 |
| Total capital | 19,654,000 | 20,035,000 | 20,220,000 | 20,093,000 |
| Risk-weighted assets | 86,668,000 | 87,898,000 | 87,865,000 | 87,878,000 |