Call reports 2017
STATE BANK OF ARCADIA — 2017
What STATE BANK OF ARCADIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 174,844,000 | 167,309,000 | 170,090,000 | 172,405,000 |
| Total loans | 96,294,000 | 97,883,000 | 98,983,000 | 98,233,000 |
| Allowance for loan losses | 1,047,000 | 1,056,000 | 1,062,000 | 1,070,000 |
| Securities available for sale | 23,358,000 | 22,757,000 | 22,496,000 | 21,210,000 |
| Securities held to maturity | 16,300,000 | 14,860,000 | 14,305,000 | 14,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,076,000 | 145,986,000 | 148,620,000 | 151,466,000 |
| Interest-bearing deposits | 122,926,000 | 122,304,000 | 121,898,000 | 122,867,000 |
| Noninterest-bearing deposits | 31,150,000 | 23,682,000 | 26,723,000 | 28,599,000 |
| Equity capital | 20,421,000 | 20,904,000 | 20,974,000 | 20,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,614,000 | 3,953,000 | 5,314,000 |
| Interest expense | 195,000 | 387,000 | 592,000 | 804,000 |
| Net interest income | 1,107,000 | 2,227,000 | 3,361,000 | 4,510,000 |
| Noninterest income | 52,000 | 115,000 | 169,000 | 233,000 |
| Noninterest expense | 716,000 | 1,553,000 | 2,326,000 | 3,378,000 |
| Provision for loan losses | 6,000 | 12,000 | 19,000 | 34,000 |
| Pretax income | 437,000 | 777,000 | 1,185,000 | 1,331,000 |
| Income tax | 10,000 | -9,000 | 6,000 | 21,000 |
| Net income | 427,000 | 786,000 | 1,179,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,957,000 | 18,317,000 | 18,409,000 | 18,140,000 |
| Total capital | 19,004,000 | 19,379,000 | 19,478,000 | 19,217,000 |
| Risk-weighted assets | 87,328,000 | 88,758,000 | 89,617,000 | 89,258,000 |