Call reports 2016
STATE BANK OF ARCADIA — 2016
What STATE BANK OF ARCADIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 173,626,000 | 172,344,000 | 170,086,000 | 173,190,000 |
| Total loans | 92,168,000 | 91,113,000 | 92,191,000 | 92,901,000 |
| Allowance for loan losses | 1,019,000 | 1,025,000 | 1,033,000 | 1,041,000 |
| Securities available for sale | 21,954,000 | 19,476,000 | 21,688,000 | 23,867,000 |
| Securities held to maturity | 21,794,000 | 21,130,000 | 19,459,000 | 16,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,258,000 | 151,800,000 | 149,220,000 | 152,890,000 |
| Interest-bearing deposits | 129,173,000 | 127,727,000 | 124,891,000 | 126,442,000 |
| Noninterest-bearing deposits | 24,085,000 | 24,072,000 | 24,329,000 | 26,448,000 |
| Equity capital | 20,055,000 | 20,193,000 | 20,501,000 | 19,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,536,000 | 3,814,000 | 5,168,000 |
| Interest expense | 180,000 | 364,000 | 551,000 | 737,000 |
| Net interest income | 1,092,000 | 2,172,000 | 3,263,000 | 4,431,000 |
| Noninterest income | 126,000 | 193,000 | 252,000 | 310,000 |
| Noninterest expense | 847,000 | 1,669,000 | 2,461,000 | 3,467,000 |
| Provision for loan losses | 43,000 | 57,000 | 63,000 | 69,000 |
| Pretax income | 328,000 | 639,000 | 991,000 | 1,205,000 |
| Income tax | 8,000 | 3,000 | 9,000 | 21,000 |
| Net income | 320,000 | 636,000 | 982,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,267,000 | 17,383,000 | 17,729,000 | 17,630,000 |
| Total capital | 18,286,000 | 18,408,000 | 18,762,000 | 18,671,000 |
| Risk-weighted assets | 83,919,000 | 84,484,000 | 84,792,000 | 84,678,000 |