Call reports 2014
STATE BANK OF ARCADIA — 2014
What STATE BANK OF ARCADIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 172,308,000 | 170,533,000 | 167,758,000 | 170,740,000 |
| Total loans | 87,526,000 | 89,778,000 | 90,062,000 | 90,387,000 |
| Allowance for loan losses | 1,044,000 | 1,040,000 | 1,044,000 | 1,042,000 |
| Securities available for sale | 24,996,000 | 24,769,000 | 25,095,000 | 24,352,000 |
| Securities held to maturity | 17,772,000 | 19,440,000 | 17,997,000 | 17,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,502,000 | 151,313,000 | 148,639,000 | 151,406,000 |
| Interest-bearing deposits | 128,141,000 | 128,502,000 | 126,027,000 | 124,465,000 |
| Noninterest-bearing deposits | 25,361,000 | 22,810,000 | 22,611,000 | 26,941,000 |
| Equity capital | 18,555,000 | 18,915,000 | 18,827,000 | 19,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,263,000 | 2,470,000 | 3,726,000 | 4,949,000 |
| Interest expense | 207,000 | 411,000 | 615,000 | 813,000 |
| Net interest income | 1,056,000 | 2,059,000 | 3,111,000 | 4,136,000 |
| Noninterest income | 60,000 | 113,000 | 176,000 | 239,000 |
| Noninterest expense | 791,000 | 1,626,000 | 2,408,000 | 3,283,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 317,000 | 538,000 | 871,000 | 1,083,000 |
| Income tax | 1,000 | -17,000 | -14,000 | -8,000 |
| Net income | 316,000 | 555,000 | 885,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,057,000 | 16,295,000 | 16,225,000 | 16,431,000 |
| Total capital | 17,099,000 | 17,335,000 | 17,269,000 | 17,473,000 |
| Risk-weighted assets | 83,367,000 | 85,409,000 | 84,209,000 | 84,031,000 |