Call reports 2013
STATE BANK OF ARCADIA — 2013
What STATE BANK OF ARCADIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 127,272,000 | 127,722,000 | 127,116,000 | 127,490,000 |
| Total loans | 65,409,000 | 65,818,000 | 67,289,000 | 69,282,000 |
| Allowance for loan losses | 687,000 | 693,000 | 693,000 | 691,000 |
| Securities available for sale | 9,841,000 | 12,216,000 | 14,731,000 | 14,736,000 |
| Securities held to maturity | 18,006,000 | 18,410,000 | 19,143,000 | 18,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,181,000 | 116,509,000 | 115,671,000 | 116,133,000 |
| Interest-bearing deposits | 102,508,000 | 101,581,000 | 101,350,000 | 100,151,000 |
| Noninterest-bearing deposits | 13,673,000 | 14,928,000 | 14,321,000 | 15,981,000 |
| Equity capital | 10,791,000 | 10,910,000 | 11,139,000 | 11,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,896,000 | 2,835,000 | 3,778,000 |
| Interest expense | 223,000 | 423,000 | 621,000 | 812,000 |
| Net interest income | 740,000 | 1,473,000 | 2,214,000 | 2,966,000 |
| Noninterest income | 49,000 | 102,000 | 159,000 | 206,000 |
| Noninterest expense | 478,000 | 1,014,000 | 1,519,000 | 2,157,000 |
| Provision for loan losses | 18,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 293,000 | 537,000 | 830,000 | 991,000 |
| Income tax | 5,000 | -35,000 | -25,000 | -22,000 |
| Net income | 288,000 | 572,000 | 855,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,767,000 | 11,051,000 | 11,234,000 | 11,191,000 |
| Total capital | 11,454,000 | 11,744,000 | 11,927,000 | 11,882,000 |
| Risk-weighted assets | 62,156,000 | 63,099,000 | 64,521,000 | 66,193,000 |