Call reports 2012
STATE BANK OF ARCADIA — 2012
What STATE BANK OF ARCADIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,028,000 | 121,949,000 | 122,745,000 | 133,133,000 |
| Total loans | 68,475,000 | 69,919,000 | 70,224,000 | 67,096,000 |
| Allowance for loan losses | 669,000 | 673,000 | 673,000 | 669,000 |
| Securities available for sale | 9,807,000 | 9,119,000 | 10,068,000 | 9,191,000 |
| Securities held to maturity | 16,088,000 | 16,883,000 | 15,890,000 | 17,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,754,000 | 111,317,000 | 111,777,000 | 122,072,000 |
| Interest-bearing deposits | 100,048,000 | 99,151,000 | 98,608,000 | 105,036,000 |
| Noninterest-bearing deposits | 13,706,000 | 12,166,000 | 13,168,000 | 17,036,000 |
| Equity capital | 9,980,000 | 10,323,000 | 10,651,000 | 10,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,139,000 | 3,168,000 | 4,161,000 |
| Interest expense | 301,000 | 582,000 | 828,000 | 1,061,000 |
| Net interest income | 768,000 | 1,557,000 | 2,340,000 | 3,100,000 |
| Noninterest income | 39,000 | 82,000 | 150,000 | 210,000 |
| Noninterest expense | 477,000 | 975,000 | 1,500,000 | 2,180,000 |
| Provision for loan losses | 6,000 | 26,000 | 26,000 | 26,000 |
| Pretax income | 324,000 | 638,000 | 964,000 | 1,104,000 |
| Income tax | -25,000 | -16,000 | 0 | 19,000 |
| Net income | 349,000 | 654,000 | 964,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,993,000 | 10,298,000 | 10,608,000 | 10,729,000 |
| Total capital | 10,662,000 | 10,971,000 | 11,281,000 | 11,398,000 |
| Risk-weighted assets | 61,171,000 | 64,912,000 | 63,208,000 | 61,378,000 |