Call reports 2011
STATE BANK OF ARCADIA — 2011
What STATE BANK OF ARCADIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 110,875,000 | 112,759,000 | 116,437,000 | 122,330,000 |
| Total loans | 66,197,000 | 66,078,000 | 63,526,000 | 65,245,000 |
| Allowance for loan losses | 641,000 | 633,000 | 663,000 | 663,000 |
| Securities available for sale | 2,600,000 | 3,924,000 | 7,503,000 | 6,731,000 |
| Securities held to maturity | 19,026,000 | 18,760,000 | 16,739,000 | 19,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,053,000 | 102,823,000 | 106,188,000 | 111,958,000 |
| Interest-bearing deposits | 89,968,000 | 91,150,000 | 93,047,000 | 96,498,000 |
| Noninterest-bearing deposits | 11,085,000 | 11,673,000 | 13,141,000 | 15,460,000 |
| Equity capital | 9,546,000 | 9,657,000 | 9,958,000 | 10,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,268,000 | 3,363,000 | 4,439,000 |
| Interest expense | 357,000 | 696,000 | 1,024,000 | 1,333,000 |
| Net interest income | 769,000 | 1,572,000 | 2,339,000 | 3,106,000 |
| Noninterest income | 41,000 | 86,000 | 133,000 | 171,000 |
| Noninterest expense | 502,000 | 1,035,000 | 1,539,000 | 2,225,000 |
| Provision for loan losses | 12,000 | 24,000 | 34,000 | 34,000 |
| Pretax income | 296,000 | 599,000 | 899,000 | 1,018,000 |
| Income tax | -14,000 | -6,000 | 1,000 | 15,000 |
| Net income | 310,000 | 605,000 | 898,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,551,000 | 9,647,000 | 9,939,000 | 10,044,000 |
| Total capital | 10,192,000 | 10,280,000 | 10,602,000 | 10,707,000 |
| Risk-weighted assets | 58,546,000 | 57,906,000 | 58,106,000 | 57,870,000 |