Call reports 2010
STATE BANK OF ARCADIA — 2010
What STATE BANK OF ARCADIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 112,410,000 | 110,462,000 | 109,574,000 | 112,737,000 |
| Total loans | 61,706,000 | 63,859,000 | 65,356,000 | 67,926,000 |
| Allowance for loan losses | 603,000 | 580,000 | 587,000 | 601,000 |
| Securities available for sale | 4,190,000 | 3,196,000 | 2,837,000 | 2,393,000 |
| Securities held to maturity | 22,601,000 | 21,397,000 | 21,188,000 | 20,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,901,000 | 100,853,000 | 99,887,000 | 103,072,000 |
| Interest-bearing deposits | 91,149,000 | 90,486,000 | 88,851,000 | 90,472,000 |
| Noninterest-bearing deposits | 11,753,000 | 10,367,000 | 11,036,000 | 12,600,000 |
| Equity capital | 9,234,000 | 9,308,000 | 9,391,000 | 9,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,407,000 | 3,602,000 | 4,767,000 |
| Interest expense | 422,000 | 835,000 | 1,243,000 | 1,632,000 |
| Net interest income | 754,000 | 1,572,000 | 2,359,000 | 3,135,000 |
| Noninterest income | 49,000 | 92,000 | 132,000 | 179,000 |
| Noninterest expense | 508,000 | 1,020,000 | 1,545,000 | 2,193,000 |
| Provision for loan losses | 12,000 | 30,000 | 42,000 | 93,000 |
| Pretax income | 283,000 | 614,000 | 904,000 | 1,028,000 |
| Income tax | -3,000 | 9,000 | 18,000 | 29,000 |
| Net income | 286,000 | 605,000 | 886,000 | 999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,194,000 | 9,313,000 | 9,394,000 | 9,391,000 |
| Total capital | 9,797,000 | 9,893,000 | 9,981,000 | 9,992,000 |
| Risk-weighted assets | 56,058,000 | 58,420,000 | 57,848,000 | 60,888,000 |