Call reports 2009
STATE BANK OF ARCADIA — 2009
What STATE BANK OF ARCADIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 103,132,000 | 103,234,000 | 106,795,000 | 110,853,000 |
| Total loans | 59,616,000 | 60,377,000 | 59,952,000 | 62,373,000 |
| Allowance for loan losses | 663,000 | 630,000 | 629,000 | 591,000 |
| Securities available for sale | 4,665,000 | 4,340,000 | 4,492,000 | 4,537,000 |
| Securities held to maturity | 14,971,000 | 14,027,000 | 16,967,000 | 20,885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,754,000 | 93,770,000 | 97,092,000 | 101,508,000 |
| Interest-bearing deposits | 84,149,000 | 83,482,000 | 86,868,000 | 89,434,000 |
| Noninterest-bearing deposits | 9,605,000 | 10,288,000 | 10,224,000 | 12,075,000 |
| Equity capital | 9,106,000 | 9,134,000 | 9,406,000 | 9,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,440,000 | 3,619,000 | 4,790,000 |
| Interest expense | 507,000 | 989,000 | 1,463,000 | 1,925,000 |
| Net interest income | 718,000 | 1,451,000 | 2,156,000 | 2,865,000 |
| Noninterest income | 55,000 | 94,000 | 144,000 | 197,000 |
| Noninterest expense | 498,000 | 1,068,000 | 1,536,000 | 2,113,000 |
| Provision for loan losses | 9,000 | 23,000 | 35,000 | 97,000 |
| Pretax income | 266,000 | 454,000 | 729,000 | 852,000 |
| Income tax | -13,000 | -12,000 | -8,000 | 2,000 |
| Net income | 279,000 | 466,000 | 737,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,046,000 | 9,083,000 | 9,354,000 | 9,057,000 |
| Total capital | 9,709,000 | 9,713,000 | 9,983,000 | 9,648,000 |
| Risk-weighted assets | 55,606,000 | 55,634,000 | 55,730,000 | 59,203,000 |