Call reports 2006

STATE BANK OF ARCADIA — 2006

Name: STATE BANK OF ARCADIA — FFIEC call report 2006
Creator: STATE BANK OF ARCADIA

What STATE BANK OF ARCADIA reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ddbc46c9-80f1-4bb0-a4b0-1fc076dd4e17/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	101,058,000	102,442,000	100,651,000	104,261,000
Total loans	52,507,000	54,501,000	54,102,000	56,029,000
Allowance for loan losses	651,000	656,000	656,000	655,000
Securities available for sale	26,631,000	22,765,000	21,685,000	19,758,000
Securities held to maturity	4,310,000	6,091,000	5,803,000	7,040,000
Trading assets	0	0	0	0
Total deposits	91,298,000	92,576,000	90,418,000	94,085,000
Interest-bearing deposits	76,209,000	75,835,000	76,160,000	76,783,000
Noninterest-bearing deposits	15,089,000	16,741,000	14,258,000	17,302,000
Equity capital	9,435,000	9,494,000	9,826,000	9,819,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,326,000	2,684,000	4,065,000	5,540,000
Interest expense	623,000	1,315,000	2,074,000	2,864,000
Net interest income	703,000	1,369,000	1,991,000	2,676,000
Noninterest income	44,000	84,000	128,000	165,000
Noninterest expense	420,000	865,000	1,294,000	1,811,000
Provision for loan losses	6,000	12,000	12,000	12,000
Pretax income	321,000	576,000	813,000	1,018,000
Income tax	7,000	12,000	19,000	27,000
Net income	314,000	564,000	794,000	991,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	9,756,000	9,890,000	10,005,000	9,968,000
Total capital	10,347,000	10,506,000	10,618,000	10,607,000
Risk-weighted assets	47,208,000	49,236,000	48,983,000	51,097,000