Call reports 2005

STATE BANK OF ARCADIA — 2005

Name: STATE BANK OF ARCADIA — FFIEC call report 2005
Creator: STATE BANK OF ARCADIA

What STATE BANK OF ARCADIA reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ddbc46c9-80f1-4bb0-a4b0-1fc076dd4e17/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	97,769,000	99,265,000	100,382,000	105,763,000
Total loans	51,470,000	52,589,000	53,051,000	53,037,000
Allowance for loan losses	630,000	635,000	641,000	645,000
Securities available for sale	26,789,000	27,180,000	27,443,000	27,052,000
Securities held to maturity	4,182,000	4,056,000	4,053,000	4,349,000
Trading assets	0	0	0	0
Total deposits	88,562,000	89,688,000	90,760,000	96,207,000
Interest-bearing deposits	72,655,000	72,961,000	72,710,000	75,499,000
Noninterest-bearing deposits	15,907,000	16,727,000	18,050,000	20,708,000
Equity capital	8,980,000	9,321,000	9,332,000	9,268,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,134,000	2,314,000	3,529,000	4,761,000
Interest expense	397,000	841,000	1,340,000	1,898,000
Net interest income	737,000	1,473,000	2,189,000	2,863,000
Noninterest income	45,000	84,000	129,000	163,000
Noninterest expense	443,000	883,000	1,320,000	1,923,000
Provision for loan losses	6,000	12,000	18,000	24,000
Pretax income	333,000	662,000	980,000	1,079,000
Income tax	8,000	13,000	21,000	26,000
Net income	325,000	649,000	959,000	1,053,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	9,300,000	9,443,000	9,573,000	9,556,000
Total capital	9,864,000	10,025,000	10,156,000	10,164,000
Risk-weighted assets	45,016,000	46,490,000	46,601,000	48,631,000