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Call reports 2004

STATE BANK OF ARCADIA — 2004

What STATE BANK OF ARCADIA reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ddbc46c9-80f1-4bb0-a4b0-1fc076dd4e17/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets95,151,00094,375,00095,147,00099,659,000
Total loans45,933,00046,447,00047,974,00049,080,000
Allowance for loan losses608,000612,000620,000621,000
Securities available for sale19,812,00025,276,00025,141,00024,555,000
Securities held to maturity7,039,0005,720,0005,591,0005,436,000
Trading assets0000
Total deposits85,662,00085,270,00085,715,00090,360,000
Interest-bearing deposits73,289,00073,036,00072,903,00074,003,000
Noninterest-bearing deposits12,373,00012,234,00012,812,00016,357,000
Equity capital9,282,0008,882,0009,207,0009,080,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income1,050,0002,072,0003,096,0004,151,000
Interest expense383,000758,0001,136,0001,527,000
Net interest income667,0001,314,0001,960,0002,624,000
Noninterest income55,00090,000128,000163,000
Noninterest expense418,000833,0001,251,0001,820,000
Provision for loan losses6,00012,00018,00018,000
Pretax income302,000563,000823,000953,000
Income tax4,0008,00013,00018,000
Net income298,000555,000810,000935,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital8,974,0009,015,0009,126,0009,155,000
Total capital9,507,0009,545,0009,666,0009,711,000
Risk-weighted assets42,589,00042,539,00043,086,00044,404,000