Call reports 2003

STATE BANK OF ARCADIA — 2003

Name: STATE BANK OF ARCADIA — FFIEC call report 2003
Creator: STATE BANK OF ARCADIA

What STATE BANK OF ARCADIA reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ddbc46c9-80f1-4bb0-a4b0-1fc076dd4e17/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	91,646,000	93,055,000	94,825,000	94,143,000
Total loans	46,376,000	47,256,000	45,952,000	46,030,000
Allowance for loan losses	589,000	597,000	603,000	603,000
Securities available for sale	14,855,000	16,458,000	18,463,000	19,513,000
Securities held to maturity	6,289,000	6,773,000	6,069,000	6,815,000
Trading assets	0	0	0	0
Total deposits	82,560,000	83,735,000	85,485,000	84,923,000
Interest-bearing deposits	68,055,000	69,500,000	70,645,000	71,652,000
Noninterest-bearing deposits	14,505,000	14,235,000	14,840,000	13,271,000
Equity capital	8,851,000	9,065,000	9,085,000	9,004,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,113,000	2,234,000	3,319,000	4,338,000
Interest expense	436,000	874,000	1,293,000	1,690,000
Net interest income	677,000	1,360,000	2,026,000	2,648,000
Noninterest income	37,000	72,000	108,000	142,000
Noninterest expense	367,000	757,000	1,138,000	1,734,000
Provision for loan losses	6,000	12,000	18,000	18,000
Pretax income	341,000	663,000	978,000	1,038,000
Income tax	-10,000	4,000	13,000	28,000
Net income	351,000	659,000	965,000	1,010,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	8,554,000	8,653,000	8,830,000	8,788,000
Total capital	9,072,000	9,181,000	9,358,000	9,307,000
Risk-weighted assets	41,371,000	42,186,000	42,179,000	41,420,000