Call reports 2002
STATE BANK OF ARCADIA — 2002
What STATE BANK OF ARCADIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,050,000 | 79,809,000 | 80,466,000 | 84,089,000 |
| Total loans | 48,716,000 | 49,614,000 | 49,413,000 | 47,945,000 |
| Allowance for loan losses | 548,000 | 560,000 | 576,000 | 582,000 |
| Securities available for sale | 12,180,000 | 12,149,000 | 11,454,000 | 12,517,000 |
| Securities held to maturity | 5,415,000 | 5,691,000 | 5,930,000 | 6,080,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,624,000 | 71,053,000 | 71,420,000 | 75,141,000 |
| Interest-bearing deposits | 60,161,000 | 62,065,000 | 61,578,000 | 63,498,000 |
| Noninterest-bearing deposits | 9,463,000 | 8,988,000 | 9,842,000 | 11,643,000 |
| Equity capital | 8,170,000 | 8,486,000 | 8,779,000 | 8,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,360,000 | 3,520,000 | 4,653,000 |
| Interest expense | 466,000 | 915,000 | 1,369,000 | 1,806,000 |
| Net interest income | 709,000 | 1,445,000 | 2,151,000 | 2,847,000 |
| Noninterest income | 32,000 | 68,000 | 101,000 | 130,000 |
| Noninterest expense | 436,000 | 824,000 | 1,177,000 | 1,764,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 33,000 |
| Pretax income | 296,000 | 671,000 | 1,048,000 | 1,180,000 |
| Income tax | 13,000 | 27,000 | 44,000 | 60,000 |
| Net income | 283,000 | 644,000 | 1,004,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,122,000 | 8,267,000 | 8,411,000 | 8,383,000 |
| Total capital | 8,637,000 | 8,790,000 | 8,932,000 | 8,899,000 |
| Risk-weighted assets | 41,204,000 | 41,815,000 | 41,612,000 | 41,226,000 |