Call reports 2001
STATE BANK OF ARCADIA — 2001
What STATE BANK OF ARCADIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,158,000 | 74,375,000 | 73,825,000 | 77,954,000 |
| Total loans | 49,142,000 | 49,055,000 | 49,507,000 | 49,586,000 |
| Allowance for loan losses | 556,000 | 564,000 | 552,000 | 547,000 |
| Securities available for sale | 8,890,000 | 8,109,000 | 9,106,000 | 10,871,000 |
| Securities held to maturity | 5,234,000 | 5,824,000 | 6,191,000 | 5,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,019,000 | 66,062,000 | 65,291,000 | 69,552,000 |
| Interest-bearing deposits | 57,377,000 | 57,573,000 | 55,811,000 | 57,885,000 |
| Noninterest-bearing deposits | 7,642,000 | 8,489,000 | 9,480,000 | 11,667,000 |
| Equity capital | 7,776,000 | 7,936,000 | 8,169,000 | 8,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,678,000 | 4,009,000 | 5,256,000 |
| Interest expense | 734,000 | 1,421,000 | 2,059,000 | 2,586,000 |
| Net interest income | 637,000 | 1,257,000 | 1,950,000 | 2,670,000 |
| Noninterest income | 36,000 | 69,000 | 90,000 | 127,000 |
| Noninterest expense | 430,000 | 821,000 | 1,216,000 | 1,760,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 237,000 | 493,000 | 806,000 | 1,013,000 |
| Income tax | 90,000 | 102,000 | 116,000 | 127,000 |
| Net income | 147,000 | 391,000 | 690,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,665,000 | 7,800,000 | 7,937,000 | 7,989,000 |
| Total capital | 8,189,000 | 8,328,000 | 8,473,000 | 8,504,000 |
| Risk-weighted assets | 41,928,000 | 42,175,000 | 42,841,000 | 41,148,000 |