Call reports 2005
FIRST NATIONAL BANK OF TRIBUNE — 2005
What FIRST NATIONAL BANK OF TRIBUNE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,761,000 | 71,434,000 | 71,617,000 | 71,802,000 |
| Total loans | 27,667,000 | 29,673,000 | 27,394,000 | 26,049,000 |
| Allowance for loan losses | 240,000 | 241,000 | 242,000 | 243,000 |
| Securities available for sale | 32,062,000 | 34,256,000 | 37,074,000 | 37,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,076,000 | 63,445,000 | 62,330,000 | 64,431,000 |
| Interest-bearing deposits | 50,887,000 | 54,681,000 | 52,863,000 | 52,807,000 |
| Noninterest-bearing deposits | 9,189,000 | 8,764,000 | 9,467,000 | 11,624,000 |
| Equity capital | 5,755,000 | 6,033,000 | 5,606,000 | 5,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,565,000 | 2,442,000 | 3,263,000 |
| Interest expense | 246,000 | 564,000 | 944,000 | 1,325,000 |
| Net interest income | 516,000 | 1,001,000 | 1,498,000 | 1,938,000 |
| Noninterest income | 66,000 | 300,000 | 396,000 | 477,000 |
| Noninterest expense | 424,000 | 939,000 | 1,408,000 | 1,852,000 |
| Provision for loan losses | 15,000 | 14,000 | 14,000 | 14,000 |
| Pretax income | 143,000 | 348,000 | 472,000 | 549,000 |
| Income tax | 12,000 | 123,000 | 176,000 | 146,000 |
| Net income | 131,000 | 225,000 | 296,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,538,000 | 4,694,000 | 4,385,000 | 4,472,000 |
| Total capital | 4,778,000 | 4,935,000 | 4,627,000 | 4,715,000 |
| Risk-weighted assets | 31,898,000 | 33,954,000 | 31,523,000 | 31,720,000 |