Call reports 2004
FIRST NATIONAL BANK OF TRIBUNE — 2004
What FIRST NATIONAL BANK OF TRIBUNE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 73,678,000 | 69,220,000 | 69,142,000 | 75,118,000 |
| Total loans | 20,322,000 | 25,168,000 | 26,411,000 | 33,097,000 |
| Allowance for loan losses | 133,000 | 187,000 | 206,000 | 223,000 |
| Securities available for sale | 22,924,000 | 32,680,000 | 33,491,000 | 30,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,799,000 | 62,003,000 | 56,972,000 | 64,558,000 |
| Interest-bearing deposits | 56,585,000 | 53,115,000 | 47,808,000 | 49,481,000 |
| Noninterest-bearing deposits | 9,214,000 | 8,888,000 | 9,164,000 | 15,077,000 |
| Equity capital | 5,861,000 | 5,531,000 | 5,963,000 | 5,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 979,000 | 1,678,000 | 2,384,000 |
| Interest expense | 139,000 | 356,000 | 573,000 | 797,000 |
| Net interest income | 188,000 | 623,000 | 1,105,000 | 1,587,000 |
| Noninterest income | 35,000 | 103,000 | 182,000 | 254,000 |
| Noninterest expense | 205,000 | 568,000 | 1,002,000 | 1,426,000 |
| Provision for loan losses | 21,000 | 93,000 | 118,000 | 140,000 |
| Pretax income | -3,000 | 65,000 | 167,000 | 275,000 |
| Income tax | 0 | 0 | 45,000 | 83,000 |
| Net income | -3,000 | 65,000 | 122,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,212,000 | 4,280,000 | 4,337,000 | 4,407,000 |
| Total capital | 4,345,000 | 4,467,000 | 4,543,000 | 4,630,000 |
| Risk-weighted assets | 31,164,000 | 34,566,000 | 35,321,000 | 36,431,000 |