Call reports 2003
FIRST NATIONAL BANK OF TRIBUNE — 2003
What FIRST NATIONAL BANK OF TRIBUNE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,680,000 | 35,969,000 | 36,677,000 | 39,844,000 |
| Total loans | 16,810,000 | 18,253,000 | 17,542,000 | 18,228,000 |
| Allowance for loan losses | 187,000 | 174,000 | 123,000 | 136,000 |
| Securities available for sale | 2,225,000 | 2,139,000 | 2,730,000 | 2,540,000 |
| Securities held to maturity | 8,236,000 | 7,863,000 | 7,007,000 | 6,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,366,000 | 30,600,000 | 31,267,000 | 34,471,000 |
| Interest-bearing deposits | 26,886,000 | 26,500,000 | 26,008,000 | 26,332,000 |
| Noninterest-bearing deposits | 5,480,000 | 4,100,000 | 5,259,000 | 8,139,000 |
| Equity capital | 3,364,000 | 3,385,000 | 3,352,000 | 3,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 867,000 | 1,289,000 | 1,715,000 |
| Interest expense | 168,000 | 326,000 | 465,000 | 590,000 |
| Net interest income | 284,000 | 541,000 | 824,000 | 1,125,000 |
| Noninterest income | 34,000 | 71,000 | 112,000 | 148,000 |
| Noninterest expense | 251,000 | 515,000 | 821,000 | 1,132,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 46,000 | 55,000 | 52,000 | 57,000 |
| Income tax | 26,000 | 10,000 | -25,000 | -34,000 |
| Net income | 20,000 | 45,000 | 77,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,317,000 | 3,343,000 | 3,324,000 | 3,338,000 |
| Total capital | 3,504,000 | 3,517,000 | 3,447,000 | 3,474,000 |
| Risk-weighted assets | 23,956,000 | 22,833,000 | 23,868,000 | 26,867,000 |