Call reports 2020
BOGOTA SAVINGS BANK — 2020
What BOGOTA SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 708,777,000 | 738,904,000 | 753,933,000 | 741,169,000 |
| Total loans | 548,717,000 | 590,123,000 | 586,195,000 | 560,083,000 |
| Allowance for loan losses | 2,041,000 | 2,266,000 | 2,316,000 | 2,241,000 |
| Securities available for sale | 13,243,000 | 12,564,000 | 12,277,000 | 11,870,000 |
| Securities held to maturity | 51,424,000 | 54,611,000 | 53,825,000 | 57,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,860,000 | 516,514,000 | 535,461,000 | 525,966,000 |
| Interest-bearing deposits | 460,122,000 | 466,887,000 | 486,838,000 | 474,911,000 |
| Noninterest-bearing deposits | 41,738,000 | 49,627,000 | 48,623,000 | 51,054,000 |
| Equity capital | 103,710,000 | 99,236,000 | 100,311,000 | 101,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,923,000 | 11,741,000 | 17,647,000 | 23,288,000 |
| Interest expense | 2,832,000 | 5,499,000 | 7,876,000 | 9,951,000 |
| Net interest income | 3,091,000 | 6,242,000 | 9,771,000 | 13,337,000 |
| Noninterest income | 115,000 | 882,000 | 987,000 | 1,094,000 |
| Noninterest expense | 5,072,000 | 7,232,000 | 9,548,000 | 11,829,000 |
| Provision for loan losses | 25,000 | 250,000 | 275,000 | 200,000 |
| Pretax income | -1,891,000 | -358,000 | 935,000 | 2,402,000 |
| Income tax | -554,000 | -330,000 | 0 | 406,000 |
| Net income | -1,337,000 | -28,000 | 935,000 | 1,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,138,000 | 99,536,000 | 100,550,000 | 101,667,000 |
| Total capital | 106,179,000 | — | — | — |
| Risk-weighted assets | 438,715,000 | — | — | — |