Call reports 2016
BOGOTA SAVINGS BANK — 2016
What BOGOTA SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 583,514,000 | 602,970,000 | 611,736,000 | 623,814,000 |
| Total loans | 458,486,000 | 472,853,000 | 481,905,000 | 490,619,000 |
| Allowance for loan losses | 1,776,000 | 1,776,000 | 1,826,000 | 1,876,000 |
| Securities available for sale | 13,681,000 | 13,549,000 | 14,751,000 | 15,009,000 |
| Securities held to maturity | 47,363,000 | 51,783,000 | 47,141,000 | 48,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,981,000 | 439,488,000 | 463,502,000 | 482,222,000 |
| Interest-bearing deposits | 392,347,000 | 424,725,000 | 448,183,000 | 466,241,000 |
| Noninterest-bearing deposits | 15,634,000 | 14,763,000 | 15,319,000 | 15,981,000 |
| Equity capital | 61,520,000 | 62,362,000 | 63,311,000 | 64,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,689,000 | 9,334,000 | 14,220,000 | 19,089,000 |
| Interest expense | 1,388,000 | 2,916,000 | 4,480,000 | 6,058,000 |
| Net interest income | 3,301,000 | 6,418,000 | 9,740,000 | 13,031,000 |
| Noninterest income | 140,000 | 269,000 | 424,000 | 588,000 |
| Noninterest expense | 1,883,000 | 3,773,000 | 5,716,000 | 7,483,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 1,558,000 | 2,914,000 | 4,398,000 | 6,036,000 |
| Income tax | 589,000 | 1,091,000 | 1,630,000 | 2,229,000 |
| Net income | 969,000 | 1,823,000 | 2,768,000 | 3,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,919,000 | 62,773,000 | 63,718,000 | 64,756,000 |
| Total capital | 63,695,000 | 64,549,000 | 65,544,000 | 66,632,000 |
| Risk-weighted assets | 339,668,000 | 359,761,000 | 368,062,000 | 381,088,000 |