Call reports 2015
BOGOTA SAVINGS BANK — 2015
What BOGOTA SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 547,473,000 | 542,646,000 | 555,114,000 | 564,215,000 |
| Total loans | 438,094,000 | 439,651,000 | 449,440,000 | 458,739,000 |
| Allowance for loan losses | 1,701,000 | 1,701,000 | 1,701,000 | 1,776,000 |
| Securities available for sale | 20,960,000 | 19,908,000 | 13,744,000 | 12,647,000 |
| Securities held to maturity | 56,111,000 | 51,156,000 | 51,407,000 | 50,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,833,000 | 364,049,000 | 367,495,000 | 378,269,000 |
| Interest-bearing deposits | 354,027,000 | 350,574,000 | 352,830,000 | 362,737,000 |
| Noninterest-bearing deposits | 12,806,000 | 13,475,000 | 14,665,000 | 15,532,000 |
| Equity capital | 57,628,000 | 58,649,000 | 59,555,000 | 60,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,536,000 | 9,162,000 | 13,649,000 | 18,225,000 |
| Interest expense | 1,120,000 | 2,311,000 | 3,557,000 | 4,843,000 |
| Net interest income | 3,416,000 | 6,851,000 | 10,092,000 | 13,382,000 |
| Noninterest income | 86,000 | 166,000 | 292,000 | 381,000 |
| Noninterest expense | 1,770,000 | 3,571,000 | 5,402,000 | 7,159,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 1,732,000 | 3,446,000 | 5,122,000 | 6,669,000 |
| Income tax | 664,000 | 1,327,000 | 1,968,000 | 2,543,000 |
| Net income | 1,068,000 | 2,119,000 | 3,154,000 | 4,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,892,000 | 58,943,000 | 59,977,000 | 60,951,000 |
| Total capital | 59,593,000 | 60,644,000 | 61,678,000 | 62,727,000 |
| Risk-weighted assets | 311,491,000 | 312,406,000 | 323,465,000 | 333,275,000 |