Call reports 2014
BOGOTA SAVINGS BANK — 2014
What BOGOTA SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 514,775,000 | 514,095,000 | 527,822,000 | 542,593,000 |
| Total loans | 407,294,000 | 410,959,000 | 418,155,000 | 433,734,000 |
| Allowance for loan losses | 1,685,000 | 1,666,000 | 1,666,000 | 1,691,000 |
| Securities available for sale | 28,610,000 | 25,318,000 | 24,064,000 | 22,173,000 |
| Securities held to maturity | 48,693,000 | 46,533,000 | 54,128,000 | 51,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,459,000 | 358,525,000 | 365,371,000 | 366,059,000 |
| Interest-bearing deposits | 343,833,000 | 346,419,000 | 352,118,000 | 354,376,000 |
| Noninterest-bearing deposits | 12,626,000 | 12,106,000 | 13,253,000 | 11,683,000 |
| Equity capital | 53,818,000 | 54,380,000 | 55,502,000 | 56,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,450,000 | 8,870,000 | 13,309,000 | 17,794,000 |
| Interest expense | 1,047,000 | 2,091,000 | 3,176,000 | 4,307,000 |
| Net interest income | 3,403,000 | 6,779,000 | 10,133,000 | 13,487,000 |
| Noninterest income | 54,000 | 93,000 | 149,000 | 208,000 |
| Noninterest expense | 1,696,000 | 3,367,000 | 5,050,000 | 6,648,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 100,000 |
| Pretax income | 1,686,000 | 3,455,000 | 5,182,000 | 6,992,000 |
| Income tax | 674,000 | 1,382,000 | 2,066,000 | 2,770,000 |
| Net income | 1,012,000 | 2,073,000 | 3,116,000 | 4,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,606,000 | 54,666,000 | 55,709,000 | 56,815,000 |
| Total capital | 55,291,000 | 56,332,000 | 57,375,000 | 58,506,000 |
| Risk-weighted assets | 277,360,000 | 282,247,000 | 290,472,000 | 299,895,000 |