Call reports 2013
BOGOTA SAVINGS BANK — 2013
What BOGOTA SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 467,052,000 | 470,040,000 | 494,583,000 | 503,917,000 |
| Total loans | 365,407,000 | 372,443,000 | 390,572,000 | 401,103,000 |
| Allowance for loan losses | 1,478,000 | 1,463,000 | 1,522,000 | 1,622,000 |
| Securities available for sale | 25,524,000 | 23,985,000 | 25,959,000 | 28,018,000 |
| Securities held to maturity | 41,029,000 | 46,629,000 | 43,193,000 | 46,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,997,000 | 339,472,000 | 353,511,000 | 360,437,000 |
| Interest-bearing deposits | 335,324,000 | 326,575,000 | 341,344,000 | 347,344,000 |
| Noninterest-bearing deposits | 11,673,000 | 12,897,000 | 12,167,000 | 13,093,000 |
| Equity capital | 49,963,000 | 50,793,000 | 51,687,000 | 52,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,140,000 | 8,200,000 | 12,357,000 | 16,678,000 |
| Interest expense | 1,058,000 | 2,093,000 | 3,134,000 | 4,241,000 |
| Net interest income | 3,082,000 | 6,107,000 | 9,223,000 | 12,437,000 |
| Noninterest income | 42,000 | 186,000 | 205,000 | 317,000 |
| Noninterest expense | 1,508,000 | 3,009,000 | 4,486,000 | 5,998,000 |
| Provision for loan losses | 25,000 | 50,000 | 135,000 | 235,000 |
| Pretax income | 1,766,000 | 3,409,000 | 4,982,000 | 6,696,000 |
| Income tax | 708,000 | 1,366,000 | 1,982,000 | 2,669,000 |
| Net income | 1,058,000 | 2,043,000 | 3,000,000 | 4,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,631,000 | 50,613,000 | 51,570,000 | 52,594,000 |
| Total capital | 51,109,000 | 52,076,000 | 53,092,000 | 54,216,000 |
| Risk-weighted assets | 246,025,000 | 251,023,000 | 265,886,000 | 273,093,000 |