Call reports 2012
BOGOTA SAVINGS BANK — 2012
What BOGOTA SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 428,724,000 | 439,833,000 | 448,175,000 | 459,679,000 |
| Total loans | 322,246,000 | 338,556,000 | 342,818,000 | 348,378,000 |
| Allowance for loan losses | 1,353,000 | 1,398,000 | 1,413,000 | 1,478,000 |
| Securities available for sale | 35,221,000 | 32,385,000 | 30,950,000 | 32,424,000 |
| Securities held to maturity | 45,828,000 | 41,860,000 | 40,042,000 | 41,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,679,000 | 326,094,000 | 334,993,000 | 352,185,000 |
| Interest-bearing deposits | 315,826,000 | 314,413,000 | 323,667,000 | 340,692,000 |
| Noninterest-bearing deposits | 11,854,000 | 11,680,000 | 11,325,000 | 11,493,000 |
| Equity capital | 46,094,000 | 47,085,000 | 48,131,000 | 49,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,211,000 | 8,329,000 | 12,551,000 | 16,770,000 |
| Interest expense | 1,220,000 | 2,408,000 | 3,582,000 | 4,726,000 |
| Net interest income | 2,991,000 | 5,921,000 | 8,969,000 | 12,044,000 |
| Noninterest income | 18,000 | 39,000 | 57,000 | 74,000 |
| Noninterest expense | 1,392,000 | 2,758,000 | 4,165,000 | 5,526,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 245,000 |
| Pretax income | 1,572,000 | 3,112,000 | 4,726,000 | 6,347,000 |
| Income tax | 629,000 | 1,245,000 | 1,885,000 | 2,535,000 |
| Net income | 943,000 | 1,867,000 | 2,841,000 | 3,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,705,000 | 46,628,000 | 47,603,000 | 48,574,000 |
| Total capital | 47,058,000 | 48,026,000 | 49,016,000 | 50,052,000 |
| Risk-weighted assets | 222,010,000 | 228,905,000 | 234,381,000 | 239,221,000 |