Call reports 2010
BOGOTA SAVINGS BANK — 2010
What BOGOTA SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 382,127,000 | 383,981,000 | 379,717,000 | 369,672,000 |
| Total loans | 303,219,000 | 301,820,000 | 293,392,000 | 287,199,000 |
| Allowance for loan losses | 1,140,000 | 1,140,000 | 1,165,000 | 1,240,000 |
| Securities available for sale | 34,378,000 | 34,476,000 | 36,848,000 | 35,159,000 |
| Securities held to maturity | 25,950,000 | 26,448,000 | 21,916,000 | 25,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,061,000 | 312,143,000 | 305,675,000 | 299,995,000 |
| Interest-bearing deposits | 297,891,000 | 304,095,000 | 296,494,000 | 290,833,000 |
| Noninterest-bearing deposits | 8,170,000 | 8,048,000 | 9,182,000 | 9,162,000 |
| Equity capital | 38,703,000 | 39,702,000 | 40,536,000 | 41,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,533,000 | 8,997,000 | 13,326,000 | 17,427,000 |
| Interest expense | 1,758,000 | 3,479,000 | 5,119,000 | 6,633,000 |
| Net interest income | 2,775,000 | 5,518,000 | 8,207,000 | 10,794,000 |
| Noninterest income | 65,000 | 84,000 | 104,000 | 126,000 |
| Noninterest expense | 1,321,000 | 2,655,000 | 3,957,000 | 5,242,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 1,519,000 | 2,947,000 | 4,279,000 | 5,528,000 |
| Income tax | 607,000 | 1,178,000 | 1,710,000 | 2,202,000 |
| Net income | 912,000 | 1,769,000 | 2,569,000 | 3,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,646,000 | 39,504,000 | 40,303,000 | 41,060,000 |
| Total capital | 39,796,000 | 40,654,000 | 41,478,000 | 42,310,000 |
| Risk-weighted assets | 206,399,000 | 208,398,000 | 206,534,000 | 201,558,000 |